If you are looking for rbi registered loan app list pdf in India, you have come to the right place. Here you will get the list of rbi approved loan apps in India 2024.
RBI-approved/registered loan apps offer various types of loans to eligible borrowers. These include personal loans, business loans, credit lines, travel loans, shopping loans, etc.
Applying for a loan through RBI-approved loan apps is easy and 100% online, and requires simple steps.
Table of Contents
What are RBI approved loan apps?
RBI registered loan apps are online lending platforms or NBFCs that have licenses and authorization from the Reserve Bank of India (RBI) to provide various types of loans through online applications.
All RBI-approved loan apps comply with the regulatory standards and guidelines set by the RBI for providing loans and maintaining transparency in their lending practices.
This makes RBI-registered NBFC loan apps a safe and secure option for getting loans online.
More than 100 apps have been registered and approved by the Reserve Bank of India as NBFC loan apps. In the last two years, 67% of people have taken online loans through these apps.
Here is the list of RBI approved loan apps in India or the RBI registered loan app list 2024/2023 PDF to Download.
Top 10 RBI approved loan apps in India 2024
Reserve Bank of India (RBI) has registered and approved many loan apps in India to provide loans to all eligible users. With these loan apps, the user can get an instant loan by downloading a mobile app and meeting the eligibility criteria.
Here is the list of the top 10 RBI approved loan apps in India:
| S.no. | RBI Registered Loan Apps | Loan Limit |
|---|---|---|
| 1 | MoneyView | ₹5,000 to ₹5 lakh |
| 2 | LazyPay | ₹10,000 to ₹1 lakh |
| 3 | KreditBee | ₹1,000 to ₹2 lakh |
| 4 | mPokket | ₹500 to ₹30,000 |
| 5 | ZestMoney | ₹1,000 to ₹10 lakh |
| 6 | Fibe | ₹3,000 to ₹5 lakh |
| 7 | MoneyTap | ₹3,000 to ₹5 lakh |
| 8 | Stashfin | ₹1,000 to ₹500000 |
| 9 | kissht | ₹4000 to ₹30,000 |
| 10 | Nira | ₹5,000 to ₹1 lakh |
These are the top 10 best loan apps registered by RBI as NBFC. These loan apps are downloaded and used by millions of users.
Apart from this, the rating of these loan apps is also good.
These loan apps provide loans ranging from Rs 1000 to a maximum of Rs 5 lakh at an interest rate ranging from 12% to a maximum of 36% per annum.
Top 100 RBI registered loan app list 2024
The list of the top 100 RBI registered loan apps in India. For instant loans, check these RBI approved NBFC loan app list and download pdf available below:
| S. No. | Rbi Registered Loan App List | Credit Limit |
|---|---|---|
| 1 | MoneyView | ₹5,000 to ₹5 lakh |
| 2 | LazyPay | ₹10,000 to ₹1 lakh |
| 3 | Fibe | ₹3,000 to ₹5 lakh |
| 4 | kissht | ₹10,000 to ₹1,00,000 |
| 5 | Nira | ₹5,000 to ₹1 lakh |
| 6 | mPokket | ₹500 to ₹30,000 |
| 7 | CreditBee | ₹1,000 to ₹2 lakh |
| 8 | ZestMoney | ₹1,000 to ₹10 lakh |
| 9 | HomeCredit | ₹10,000 to ₹2,40,000 |
| 10 | Kissht | ₹10,000 to ₹ 1,00,000 |
| 11 | Krazybee | Loan up to 2 Lakh |
| 12 | Kreditbee | Loan up to 2 Lakh |
| 13 | KreditOne | ₹5000 to ₹25,000 |
| 14 | Kreditzy App | Loan up to 2 Lakh |
| 16 | Loaney | ₹200 to ₹20,000 |
| 17 | LoanFront | ₹2000 to ₹2 lakhs |
| 18 | MI Credit | Above 5 Lakhs |
| 19 | Mobikwik | Loan up to 2 Lakh |
| 20 | Money Tap | ₹ 3000 to ₹ 5 lakh |
| 21 | Money View | ₹10,000 to ₹ 5,00,000 |
| 22 | MoneyTap | ₹1,000 to ₹60,000 |
| 23 | CASHe | Loan up to ₹4 lakh |
| 25 | NAVI | Loan up to 5 Lakhs |
| 27 | NIRA Instant Loan App | Loan up to 2 Lakh |
| 28 | Paisabazaar | ₹50,000 to ₹10,00,000 |
| 29 | PayRupik | Loan up to ₹20,000 |
| 30 | Paysense | Loan up to 5 Lakhs |
| 31 | Paytm Personal Loan | Loan up to 2 Lakh |
| 32 | Paytm Postpaid | Loan up to 1 Lakhs |
| 33 | Pocketly | Loan up to ₹10,000 |
| 34 | Prefr | ₹10,000 to ₹3,00,000 |
| 35 | RapidPaisa | ₹ 1,000 – ₹ 10,000 |
| 36 | Rufilo Loan App | ₹5000 to ₹25,000 |
| 37 | Rupeek App | Loan up to 50 Lakhs |
| 38 | RupeePark | ₹5,000 to ₹500,000 |
| 39 | Stashfin | Loan up to 5 Lakh |
| 40 | Stashfin | ₹1,000 to ₹5,00,000 |
| 41 | Swift Loan App | Loan up to ₹50,000 |
| 42 | Tata Capital | Above 10 Lakhs |
| 43 | True Balance | Loan up to ₹50,000 |
| 44 | True Caller | Loan up to 5 Lakh |
| 45 | Tata New | ₹10000 to ₹10,00,000 |
| 46 | Tata neu Credit card | ₹10000 to ₹150000 |
| 47 | Simple Pay Later | Loan up to 1 Lakhs |
| 48 | Simply Cash Loan App | Loan up to 2 Lakh |
| 49 | Slice | Loan up to 1 Lakhs |
| 50 | Smart coin Loan App | Loan up to 2 Lakhs |
| 51 | Ola Money pay Later | ₹1500 to ₹20000 |
| 52 | OneCard Loan App | ₹10000 to ₹150,000 |
| 53 | Indialends | Loan up to ₹5,00,000 |
| 54 | IndusMobile | ₹5000 to 200,000 |
| 55 | InstaMoney Personal Loan | ₹5,000 to ₹25,000 |
| 56 | Jupiter credit limit | Loan up to ₹50,000 |
| 57 | Khatabook Instant Loan | ₹50,000 to ₹0,00,000 |
| 58 | DigiMoney | ₹5000 to ₹25,000 |
| 59 | EarlySalary | ₹ 8,000 to ₹ 500,000 |
| 60 | FairMoney Loan App | Loan up to 2 Lakh |
| 61 | FlexSalary Instant Loan | ₹5000 to ₹25,000 |
| 62 | Bajaj Finserv | ₹ 50,000 to ₹ 5,00,000 |
| 63 | Bajaj MARKETS | Loan up to ₹25 Lakhs |
| 64 | Bharatpe | Loan up to 5 Lakh |
| 65 | Cash | ₹1,000 to ₹ 3,00,000 |
| 66 | Dhani Loan App | Loan up to 5 Lakh |
| 67 | Flipkart Pay Later | Loan up to ₹60,000 |
| 68 | Freopay | Loan up to ₹10000 |
| 69 | Fullerton India | Loan up to ₹25 lakhs |
| 70 | Amazon Pay Later | Loan up to ₹60,000 |
| 71 | Avail Finance | Loan up to ₹50000 |
| 72 | IBL FINANCE App | ₹5000 to ₹25,000 |
| 73 | real estate Pay Later | Loan up to ₹ 20,000 |
| 74 | IDFC Bank Pay later | ₹1500 to ₹ 60000 |
| 75 | Branch Loan App | Loan up to ₹50,000 |
| 76 | Good Loans | Loan up to ₹25000 |
| 77 | Cash Planet | ₹5,000 to ₹500,000 |
| 78 | Cashbean | Loan up to 1 Lakhs |
| 79 | PaisaBazaar | ₹ 1000 to ₹ 50,000 |
| 80 | CreditScore | Loan up to ₹ 5 Lakh |
| 81 | Finnable | up to ₹10 lakh |
| 82 | RapidRupee | ₹ 1,000 to ₹ 60,000 |
| 83 | InstaMoney | Up to ₹25000 |
| 84 | PayRupik | Up to Rs 20,000 |
| 85 | Creditt | up to Rs 35000 |
| 86 | True Balance | 1,000 to 1 lakh |
| 87 | FairMoney | 1,000 to 60,000 rupees |
| 88 | RupeeRedee | 5,000 to 25,000 rupees |
| 89 | Prefr Credit | Rs 10,000 to Rs 3 lakh |
| 90 | Pocketly | 600 to 10,000 rupees |
| 91 | MyCredit | 2,000 to 50,000 rupees |
| 92 | MyShubhLife | Rs 3,000 to Rs 2 lakh |
| 93 | Credit Cy | Rs 1,000 to Rs 2 lakh |
| 94 | money market | up to Rs 40 lakh |
| 95 | Hero FinCorp | Rs 50,000 to Rs 1.5 lakh |
| 96 | Jupiter credit line | 10,000 to 20,000 rupees |
| 97 | Mystro app | 5 thousand to 2 lakh rupees |
| 98 | Slice | Loan up to ₹5 lakh |
| 99 | ePayLater | 25 thousand to 25 lakh rupees |
| 100 | Tala Loan App | 1000 to 10000 rupees |
| 101 | RapidPaisa | Gives loans from ₹1,000 to ₹20,000 |
| 102 | Belief | up to ₹1 lakh |
| 103 | MoneyTap | ₹3,000 to ₹5 lakh |
| 104 | PaySense | ₹5,000 to ₹5 lakh |
| 105 | Dhani | ₹1,000 to ₹15 lakh |
| 106 | Bajaj Finserv | ₹30,000 to ₹25 lakh |
| 107 | StashFin | ₹1,000 to ₹5 lakh |
| 108 | SmartCoin | ₹4,000 to ₹1 lakh |
| 109 | IndiaLends | up to ₹50 lakh |
| 110 | FlexSalary | ₹4,000 to ₹2 lakh |
| 111 | LoanTap | ₹25,000 to ₹10 lakh |
| 112 | Cash | ₹7,000 to ₹4 lakh |
| 113 | PayMe India | ₹2,000 to ₹2 lakh |
| 114 | RupeeLend | ₹10,000 to ₹1 lakh |
| 115 | Upwards | up to ₹2 lakh |
| 116 | Fullerton India | Up to ₹ 25 lakh |
| 117 | Navi | Loan up to ₹ 20 lakh |
| 118 | RING App | 5000 to 5 lakh rupees |
| 119 | Buddy Loan | 10,000 to 15 Lakh |
| 120 | Poonawalla | ₹1 Lakh to ₹30 Lakh |
| 121 | Airtel Flexi Credit | ₹10,000 to ₹9,00,000 |
These RBI-approved loan apps safely provide loan facilities to borrowers like us as low as Rs 1,000 to Rs 10,000 and even Rs 1 lakh to Rs 5 lakh to meet diverse needs. However, interest rates can vary between these apps, with rates ranging from 13% to 16%, 18%, 24%, or 36% per annum, allowing you to choose the loan amount with terms that suit your budget and needs.
Additionally, these loans can be availed for various tenures ranging from 1 month to 6 months, 12 months, 18 months, 24 months, and up to a maximum of 60 months, giving the borrower the flexibility to make repayments as per convenience.
RBI Registered Loan App List PDF Download
Before downloading any loan app from the internet, check the list given in this PDF once. This will help you avoid fraud. Because there are many such apps available on the internet that are fake. beware of those apps. If you want to download RBI Registered Loan App List PDF then you can download it directly on your mobile by clicking on the button given below. This PDF file contains a list of over 100 RBI-registered loan apps that are safe, secure, and genuine.
How to apply for loan from RBI registered loan app?
Applying for a loan from an RBI-registered loan app is a straightforward process. Here is the simple steps to follow:
- First, choose an RBI approved loan app from the above list.
- Now, download and install the loan app on your mobile from the Google Play Store.
- Open the app and create an account with your mobile number, name, Aadhar number, and PAN number.
- Now, complete the KYC verification by providing identity documents like an Aadhaar, PAN card, or other proof of identity and address.
- Once KYC is verified, start the loan application process with your required loan amount, loan objective, and your preferred repayment tenure.
- Next, upload the required documents to support the loan application, such as bank statements, salary slips, or income tax return files.
- Before submitting, carefully review and double-check the loan application details and documents uploaded by you.
- After submitting the loan application, the loan app will review your information, a process that may take from a few minutes to hours.
- If your application is approved, you will receive a loan offer from an app outlining the terms and conditions, including the interest rate and repayment schedule.
- If you agree to the terms, and accept the loan offer, the funds are disbursed to your bank account.
Eligibility Criteria:
The eligibility criteria to apply for a loan from RBI-registered loan apps may vary from one app to another, but here are some common factors that are considered while applying for a loan:
- Applicant must be an Indian citizen or resident.
- The applicant’s age should be between 21 to 60 years.
- The applicant must have a minimum monthly or annual income.
- The applicant must have a good credit score, although many loan apps offer loans even for low scores.
- The Applicants may be required to be salaried or self-employed.
- The applicant should have valid KYC documents like an Aadhaar, PAN Card, Passport, or Driving License.
- The Applicants should have an active bank account.
Required Documents:
When applying for a loan from an RBI-registered loan app, you usually need to provide certain documents to verify your loan application. Here is a list of commonly requested documents:
- KYC Documents:
- Aadhar card
- PAN card
- Passport
- Voter ID Card
- Driver’s license
- Address Proof:
- Aadhar card
- Passport
- Voter ID Card
- Utility bills (electricity, water, gas) in your name.
- rental agreement
- Bank statement with your address
- Income Proof (Salary Individuals):
- Salary slip of last 3-6 months
- Bank statement showing salary credit
- Employment certificate from employer
- Income Proof (Self-Employed Individual):
- Income Tax Returns (ITR) of last 2-3 years.
- Bank statements of last 3-6 months
- Photos:
- A selfie for identity verification.
Personal Loan Interest Rates:
Personal loan interest rates offered by RBI registered loan apps in India can vary depending on several factors, typically ranging from 13% to 36% or even higher. Here are some factors that affect the interest rates you gets:
- Loan Amount
- Credit Period
- Credit Score
- Income Level
- Type Of Employment
- Repayment Capacity
- Market Conditions
- Loan App Policies
Benefits of using RBI registered loan apps:
There are many benefits of using RBI approved loan apps, some of them are:
- These loan apps work within the legal framework set by the RBI.
- RBI registration increases the credibility of loan apps registered by RBI and can instill confidence in borrowers.
- RBI-registered loan apps have strong data security, protecting your sensitive personal and financial information from unauthorized access.
- RBI-approved loan apps provide clear and transparent terms and conditions making it easy to understand the loan terms, interest rates, fees, and repayment schedule.
- RBI approved loan apps often offer competitive and reasonable interest rates.
- Paying the loan amount on time improves your credit score.
- RBI approved loan apps often provide convenient and quick loan application and approval process thereby availing the loan with very little time and effort.
- Various types of loans are provided by RBI registered loan apps, such as personal loans, business loans, etc.
- People deprived of traditional banking services can also easily avail of loans through RBI-registered loan apps.
- Loan applications can be made from your home using the RBI registered loan app.
7 days loan app list in India pdf download APK
This is the 7 days loan app list in india (real and fake). Many apps claim to be “7 day loan apps” but some apps are real while most are fake or unsafe. So be careful in choosing a genuine loan app to avoid future complications.
| # | 7 days loan app (Real) | 7 Day Loan App (Fake) |
|---|---|---|
| 1 | mPokket | Cash Host |
| 2 | RupeeRedee | Goldcash |
| 3 | Stashfin | mobilecash |
| 4 | Paytm | money tree |
| 5 | Ring app | loan fortune |
| 6 | KreditBee | rupee smart |
| 7 | Bajaj Finserve | fexli loan |
| 8 | Kissht | Fri Loan |
Which loan app banned by RBI?
Here is the RBI banned loan apps list:
- RupeeGo,
- Punch Money,
- Grand Loan,
- DreamLoan,
- CashMO,
- Rupee MO,
- CreditLoan,
- Lendkar,
- Lend Now,
- Cashfull,
- Cash Ray app,
- Mobipocket app,
- Infinity Cash app,
- Kredit Mango app,
- And so many more loan apps are banned by RBI in India.
FAQs
Which loan apps are RBI approved?
Reserve Bank of India (RBI) has approved 100+ apps to provide loans to eligible and interested people. Some of the top loan apps approved by RBI and most used in 2024 include Money View, PaySense, KreditBee, mPockket, MoneyTap, RupeeLend, Cashe, StashFin, and the Nira Personal Loan app. These apps are RBIregistered and safe to use.
Is loan app legal or not?
Loan apps that allow eligible users to apply for and receive loans. For this type of transaction, The Reserve Bank of India has established guidelines for the legality of loan apps in India. hence the loan apps are legal.
Are mobile loan apps safe?
Loan apps registered and approved by RBI are generally considered to be safe and reliable mobile loan apps. Because these mobile apps operate under the regulatory oversight of the Reserve Bank of India, the scrutiny of the RBI helps protect borrowers from potential fraud and predatory lending.
Is Navi app registered with RBI?
Yes, the Navi loan app is approved by the Reserve Bank of India (RBI) and operated by Navi Technologies Limited, and Navi Finserv Limited. Navi app is a digital lending platform that offers personal loans, consumer durable loans, and two-wheeler loans.
Is KreditBee approved by RBI?
Yes, the KreditBee app is an RBI approved and certified non-banking financial institution (NBFC) that offers loan facilities to all eligible borrowers.
Is Dhani RBI approved?
Yes, the Dhani app is RBI-registered and approved.
Is friend loan RBI approved?
Yes, the friend loan app or Company is an NBFC registered with the Reserve Bank of India (RBI).
In Conclusion
In conclusion, this RBI Registered Loan App list 2024 can be a valuable resource for anyone seeking immediate financial assistance (loan). In this digital age, these loan apps, backed by the regulatory authority of the Reserve Bank of India (RBI), provide a safe and reliable opportunity to borrow loans in need.
As we have seen, the online loan market is diverse, with a variety of options available to suit different needs and preferences.
By choosing a loan app from this RBI registered loan app list, you can confidently borrow a loan as per your need. Because these apps are safe and secure. Hopefully, in this blog post, you will find the RBI registered loan app list and pdf to download. Thank you!
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