Indialends personal loan review: fake or real, eligibility, interest rate

Are you considering taking a personal loan from the Indialends loan app? Before applying for a personal loan, read the complete IndiaLends Personal Loan review.

This detailed review will give you all the information (FAQs) about the Indialends personal loans, like loan limits, interest rates, eligibility criteria, and more.

The most important thing is whether the IndiaLends app is fake or real, whether it is RBI-approved or not, and whether it is safe to take a personal loan from it.

Here is the solution to all your doubts…

Indialends Personal Loan Review

App NameIndialends – instant loan app
Loan AmountLoan up to ₹70 lakh
Rate of interest10.25% to 29.99% P.A.
Processing Fees1% to 4% of the loan amount
Loan tenure6 months to 60 months
Credit score750 & above
LinksWeb & App

IndiaLends App is an online marketplace or platform that offers customers a range of financial products such as personal loans, business loans, credit cards, and gold loans.

To securely provide financial services to customers, IndiaLends App has partnered with over 70 RBI-approved banks and NBFCs in India and offers personalized personal loan offers as per needs.

Through the IndiaLends app, customers can avail of a personal loan from ₹10,000 to a maximum of ₹70 lakhs. The loan repayment tenure ranges from 6 months to 60 months.

IndiaLends personal loan interest rates start from 10.25% to 29.99% per annum (annual reducing rates), based on the borrower’s credit profile and the lending institution’s policies.

is IndiaLends fake or real?

IndiaLends is a real instant loan app that works as an online marketplace with over 70 RBI-approved banks and NBFC partners and offers financial products such as personal loans, business loans, credit cards, and gold loans.

The IndiaLends app is known for its transparency and regulatory compliance in the financial services sector, making it a trusted platform for borrowers seeking different types of instant loans.

Check the Indialends app reviews, ratings, and total downloads for its reality.

  • Reviews:
  • Ratings:
  • Total downloads:

is Indialends RBI registered or approved?

Yes, IndiaLends is registered with RBI (Reserve Bank of India) and works with over 70 RBI-approved banks and NBFCs to provide various types of loans through its platform.

In simple words, IndiaLends is a financial marketplace that connects borrowers with lenders like banks and NBFCs (HDFC, ICICI, SBI, Kotak, IndusInd, Tata Capital, Bajaj Finserv, IDFC First, IIFL, Indiabulls, RBL Bank, DHFL, Aditya Birla Finance, American Express) that are registered with the Reserve Bank of India.

This means that IndiaLends is not directly registered with the RBI, it works with RBI-approved entities to provide loan services. Pre-qualified personal loans all-in-one platform, 100% online processing, ₹5,000 crore+ loans disbursed as per available data.

Is it safe to take a loan from IndiaLends?

Yes, it is safe to consider a personal loan from the IndiaLends app, as it has partnerships with over 70 RBI-approved banks and NBFCs. Moreover, the platform is user-friendly with minimal documentation requirements, a completely online application process, and instant loan approval.

What is the Indialends personal loan interest rate?

Indialends offers personal loans at annualized reducing interest rates ranging from 10.25% to 29.99% depending on the customer’s credit profile. The maximum personal loan amount can go up to 70 lakh as per eligibility and lenders policy.

What are the Indialends personal loan eligibility criteria?

The Indialends persona loan eligibility criteria are simple, that includes;

  • Applicants should be between 18 – 21 to 60 to 65 years.
  • Applicants should be Salaried or Self-employed Professionals.
  • Should have a minimum credit score of 750 or above.
  • Minimum monthly income should be Rs 15,000 (Non-metro cities) and Rs 20,000 ( Metro- Cities).

What documents are required for Indialends personal loan?

To apply for an instant personal loan and get quick approval from IndiaLends, these documents are required;

  • Proof of Age & Identity.
  • Proof of Residency.
  • PAN & Aadhar Card
  • Income Proof
  • Bank Statement.

Summary – Indialends loan review

In conclusion, the IndiaLends App is a reliable platform to apply for personal loans, an eligible borrower can avail of a personal loan amount of up to Rs.70 lakh and the best part is that the loan interest rates range from 10.25% to 29.99% per annum.

The IndiaLends loan app has partnered with 70 plus RBI-registered banks and NBFCs, ensuring a safe, secure, and transparent loan application process

With simple eligibility criteria, minimal documentation, and a 100% online application process, IndiaLends offers an efficient solution for salaried and self-employed individuals.

Whether you need a small loan or a large amount, IndiaLends can help you.

Disclaimer: Please note that this review is based on my experience and opinions, and is not financial advice or product endorsement.

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