RBI Registered Loan App List PDF 2024

RBI Registered Loan App List 2024: Hello friends, are you thinking of taking a loan from an RBI registered Loan app then you have come to the right place, here you will get the Top 100 RBI Registered Loan App List in India i.e. the complete list of RBI approved loan apps in India in 2024, with these apps can avail a personal loan, business loan, credit line, shopping loan, etc. 100% online application process.

RBI registered loan apps are mobile applications or online lending platforms that have official approval and authorization from the Reserve Bank of India (RBI) and provide various types of loans through an online application process.

These loan apps comply with the regulatory standards and guidelines set by the RBI for providing loans and maintaining transparency in their lending practices. This gives the borrower assurance that he is applying for the loan from a safe and regulated app.

Talking about RBI approved loan apps, currently more than 100 loan apps have been approved and registered by the Reserve Bank of India, and in the last two years, 67% of the citizens of India have used online loan apps for their personal needs.

Here is the list of rbi approved loan apps in India or RBI registered loan app list 2023 and PDF to Download.

As of now, the Reserve Bank of India (RBI) has registered and approved many loan apps in India to provide loan facilities to all eligible users. With these loan apps, the user can get an instant loan by simply downloading the lender’s mobile app. The list of the top 10 most popular and most used RBI registered and approved loan apps is given in the table below.

S.no.RBI Registered Loan AppsLoan Limit
1MoneyView₹5,000 से ₹5 लाख
2LazyPay₹10,000 से ₹1 लाख
3KreditBee₹1,000 से ₹2 लाख
4mPokket₹500 से ₹30,000
5ZestMoney₹1,000 से ₹10 लाख
6Fibe₹3,000 से ₹5 लाख
7MoneyTap₹3,000 to ₹5 लाख
8Stashfin₹1,000 से ₹500000
9kissht₹4000 to ₹30,000
10Nira₹5,000 से ₹1 लाख
most used & popular top 10 rbi approved loan apps in India list 2023

As per the research done by us and as per the data available on the internet, currently, the loan apps given in the above table are the best 10 loan apps registered by RBI. Data available on the internet shows that these 10 loan apps are being downloaded and used by millions of users on the Play Store. Apart from this, these loan apps have also received good ratings from 90% of the users as the best loan apps.

Loans from a minimum of Rs 1000 to a maximum of Rs 5 lakh are available instantly through these top 10 RBI registered loan apps. Interest rates range from 12% to a maximum of 36% per annum.

These top 10 loan apps trusted by crores of people are in the list of Top 10 Best RBI Registered Loan Apps List 2024. Just download and apply for a loan instantly. Keep in mind that you must have all the required documents and a good credit score to be eligible.

Top 100 RBI registered loan app list 2024

Apart from the top 10 RBI registered loan apps, the following table lists the top 100 RBI registered loan apps. If you want to take a loan without documents and a CIBIL score or low CIBIL score, then you can also check these apps.

S. No.Rbi Registered Loan App ListCredit Limit
1MoneyView₹5,000 to ₹5 lakh
2LazyPay₹10,000 to ₹1 lakh
3Fibe₹3,000 to ₹5 lakh
4kissht₹10,000 to ₹1,00,000
5Nira₹5,000 to ₹1 lakh
6mPokket₹500 to ₹30,000
7CreditBee₹1,000 to ₹2 lakh
8ZestMoney₹1,000 to ₹10 lakh
9HomeCredit₹10,000 to ₹2,40,000
10Kissht₹10,000 to ₹ 1,00,000
11KrazybeeLoan up to 2 Lakh
12KreditbeeLoan up to 2 Lakh
13KreditOne₹5000 to ₹25,000
14Kreditzy AppLoan up to 2 Lakh
16Loaney₹200 to ₹20,000
17LoanFront₹2000 to ₹2 lakhs
18MI CreditAbove 5 Lakhs
19MobikwikLoan up to 2 Lakh
20Money Tap₹ 3000 to ₹ 5 lakh
21Money View₹10,000 to ₹ 5,00,000
22MoneyTap₹1,000 to ₹60,000
23Mystro LoansLoan up to ₹50,000
25NAVILoan up to 5 Lakhs
27NIRA Instant Loan AppLoan up to 2 Lakh
28Paisabazaar₹50,000 to ₹10,00,000
29PayRupikLoan up to ₹20,000
30PaysenseLoan up to 5 Lakhs
31Paytm Personal LoanLoan up to 2 Lakh
32Paytm PostpaidLoan up to 1 Lakhs
33PocketlyLoan up to ₹10,000
34Prefr₹10,000 to ₹3,00,000
35RapidPaisa₹ 1,000 – ‎₹ 10,000
36Rufilo Loan App₹5000 to ₹25,000
37Rupeek AppLoan up to 50 Lakhs
38RupeePark₹5,000 to ₹500,000
39StashfinLoan up to 5 Lakh
40Stashfin₹1,000 to ₹5,00,000
41Swift Loan AppLoan up to ₹50,000
42Tata CapitalAbove 10 Lakhs
43True BalanceLoan up to ₹50,000
44True CallerLoan up to 5 Lakh
45Tata New₹10000 to ₹10,00,000
46Tata neu Credit card₹10000 to ₹150000
47Simple Pay LaterLoan up to 1 Lakhs
48Simply Cash Loan AppLoan up to 2 Lakh
49SliceLoan up to 1 Lakhs
50Smart coin Loan AppLoan up to 2 Lakhs
51Ola Money pay Later₹1500 to ₹20000
52OneCard Loan App₹10000 to ₹150,000
53IndialendsLoan up to ₹5,00,000
54IndusMobile₹5000 to 200,000
55InstaMoney Personal Loan₹5,000 to ₹25,000
56Jupiter credit limitLoan up to ₹50,000
57Khatabook Instant Loan₹50,000 to ₹0,00,000
58DigiMoney₹5000 to ₹25,000
59EarlySalary₹ 8,000 to ₹ 500,000
60FairMoney Loan AppLoan up to 2 Lakh
61FlexSalary Instant Loan₹5000 to ₹25,000
62Bajaj Finserv₹ 50,000 to ₹ 5,00,000
63Bajaj MARKETSLoan up to ₹25 Lakhs
64BharatpeLoan up to 5 Lakh
65Cash₹1,000 to ₹ 3,00,000
66Dhani Loan AppLoan up to 5 Lakh
67Flipkart Pay LaterLoan up to ₹60,000
68FreopayLoan up to ₹10000
69Fullerton IndiaLoan up to ₹25 lakhs
70Amazon Pay LaterLoan up to ₹60,000
71Avail FinanceLoan up to ₹50000
72IBL FINANCE App₹5000 to ₹25,000
73real estate Pay LaterLoan up to ₹ 20,000
74IDFC Bank Pay later₹1500 to ₹ 60000
75Branch Loan AppLoan up to ₹50,000
76Good LoansLoan up to ₹25000
77Cash Planet₹5,000 to ₹500,000
78CashbeanLoan up to 1 Lakhs
79PaisaBazaar₹ 1000 to ₹ 50,000
80CreditScoreLoan up to ₹ 5 Lakh
81Finnableup to ₹10 lakh
82RapidRupee₹ 1,000 to ₹ 60,000
83InstaMoneyUp to ₹25000
84PayRupikUp to Rs 20,000
85Credittup to Rs 35000
86True Balance1,000 to 1 lakh
87FairMoney1,000 to 60,000 rupees
88RupeeRedee5,000 to 25,000 rupees
89Prefr CreditRs 10,000 to Rs 3 lakh
90Pocketly600 to 10,000 rupees
91MyCredit2,000 to 50,000 rupees
92MyShubhLifeRs 3,000 to Rs 2 lakh
93Credit CyRs 1,000 to Rs 2 lakh
94money marketup to Rs 40 lakh
95Hero FinCorpRs 50,000 to Rs 1.5 lakh
96Jupiter credit line10,000 to 20,000 rupees
97Mystro app5 thousand to 2 lakh rupees
98SliceLoan up to ₹5 lakh
99ePayLater25 thousand to 25 lakh rupees
100Tala Loan App1000 to 10000 rupees
101RapidPaisaGives loans from ₹1,000 to ₹20,000
102Beliefup to ₹1 lakh
103MoneyTap₹3,000 to ₹5 lakh
104PaySense₹5,000 to ₹5 lakh
105Dhani₹1,000 to ₹15 lakh
106Bajaj Finserv₹30,000 to ₹25 lakh
107StashFin₹1,000 to ₹5 lakh
108SmartCoin₹4,000 to ₹1 lakh
109IndiaLendsup to ₹50 lakh
110FlexSalary₹4,000 to ₹2 lakh
111LoanTap₹25,000 to ₹10 lakh
112Cash₹7,000 to ₹4 lakh
113PayMe India₹2,000 to ₹2 lakh
114RupeeLend₹10,000 to ₹1 lakh
115Upwardsup to ₹2 lakh
116Fullerton IndiaUp to ₹ 25 lakh
117NaviLoan up to ₹ 20 lakh
118RING App5000 to 5 lakh rupees
119Buddy Loan10,000 to 15 Lakh
rbi registered loan app list 2023 in India

These RBI-approved loan apps safely provide loan facilities to borrowers like us as low as Rs 1,000 to Rs 10,000 and even Rs 1 lakh to Rs 5 lakh to meet diverse needs. However, interest rates can vary between these apps, with rates ranging from 13% to 16%, 18%, 24%, or 36% per annum, allowing you to choose the loan amount with terms that suit your budget and needs.

Additionally, these loans can be availed for various tenures ranging from 1 month to 6 months, 12 months, 18 months, 24 months, and up to a maximum of 60 months, giving the borrower the flexibility to make repayments as per convenience.

RBI registered loan app list 2023 RBI approved loan apps in India

RBI Registered Loan App List PDF Download

Before downloading any loan app from the internet, check the list given in this PDF once. This will help you avoid fraud. Because there are many such apps available on the internet that are fake. beware of those apps. If you want to download RBI Registered Loan App List PDF then you can download it directly on your mobile by clicking on the button given below. This PDF file contains a list of over 100 RBI-registered loan apps that are safe, secure, and genuine.

How to apply for loan from RBI registered loan app?

Applying for a loan from an RBI-registered loan app is a straightforward process. Here is the simple steps to follow:

  • First, choose an RBI approved loan app from the above list.
  • Now, download and install the loan app on your mobile from the Google Play Store.
  • Open the app and create an account with your mobile number, name, Aadhar number, and PAN number.
  • Now, complete the KYC verification by providing identity documents like an Aadhaar, PAN card, or other proof of identity and address.
  • Once KYC is verified, start the loan application process with your required loan amount, loan objective, and your preferred repayment tenure.
  • Next, upload the required documents to support the loan application, such as bank statements, salary slips, or income tax return files.
  • Before submitting, carefully review and double-check the loan application details and documents uploaded by you.
  • After submitting the loan application, the loan app will review your information, a process that may take from a few minutes to hours.
  • If your application is approved, you will receive a loan offer from an app outlining the terms and conditions, including the interest rate and repayment schedule.
  • If you agree to the terms, and accept the loan offer, the funds are disbursed to your bank account.

Eligibility Criteria for Loan from RBI Registered Loan App

The eligibility criteria to apply for a loan from RBI-registered loan apps may vary from one app to another, but here are some common factors that are considered while applying for a loan:

  • Applicant must be an Indian citizen or resident.
  • The applicant’s age should be between 21 to 60 years.
  • The applicant must have a minimum monthly or annual income.
  • The applicant must have a good credit score, although many loan apps offer loans even for low scores.
  • The Applicants may be required to be salaried or self-employed.
  • The applicant should have valid KYC documents like an Aadhaar, PAN Card, Passport, or Driving License.
  • The Applicants should have an active bank account.

Documents required to take loan from RBI registered loan app 2024

When applying for a loan from an RBI-registered loan app, you usually need to provide certain documents to verify your loan application. Here is a list of commonly requested documents:

  1. KYC Documents:
    • Aadhar card
    • PAN card
    • Passport
    • Voter ID Card
    • Driver’s license
  2. Address Proof:
    • Aadhar card
    • Passport
    • Voter ID Card
    • Utility bills (electricity, water, gas) in your name.
    • rental agreement
    • Bank statement with your address
  3. Income Proof (Salary Individuals):
    • Salary slip of last 3-6 months
    • Bank statement showing salary credit
    • Employment certificate from employer
    • Income Proof (Self-Employed Individual):
    • Income Tax Returns (ITR) of last 2-3 years.
    • Bank statements of last 3-6 months
  4. Photos:
    • A selfie for identity verification.

RBI Registered Loan App Personal Loan Interest Rates

Personal loan interest rates offered by RBI registered loan apps in India can vary depending on several factors, typically ranging from 13% to 36% or even higher. Here are some factors that affect the interest rates you gets:

  • Loan Amount
  • Credit Period
  • Credit Score
  • Income Level
  • Type Of Employment
  • Repayment Capacity
  • Market Conditions
  • Loan App Policies

Benefits of using RBI registered loan app in 2024

There are many benefits of using RBI approved loan apps, some of them are:

  • These loan apps work within the legal framework set by the RBI.
  • RBI registration increases the credibility of loan apps registered by RBI and can instill confidence in borrowers.
  • RBI-registered loan apps have strong data security, protecting your sensitive personal and financial information from unauthorized access.
  • RBI-approved loan apps provide clear and transparent terms and conditions making it easy to understand the loan terms, interest rates, fees, and repayment schedule.
  • RBI approved loan apps often offer competitive and reasonable interest rates.
  • Paying the loan amount on time improves your credit score.
  • RBI approved loan apps often provide convenient and quick loan application and approval process thereby availing the loan with very little time and effort.
  • Various types of loans are provided by RBI registered loan apps, such as personal loans, business loans, etc.
  • People deprived of traditional banking services can also easily avail of loans through RBI-registered loan apps.
  • Loan applications can be made from your home using the RBI registered loan app.

Here is the list of RBI-banned loan apps:

  1. RupeeGo,
  2. Punch Money,
  3. Grand Loan,
  4. DreamLoan,
  5. CashMO,
  6. Rupee MO,
  7. CreditLoan,
  8. Lendkar,
  9. Lend Now,
  10. Cashfull,
  11. Cash Ray app,
  12. Mobipocket app,
  13. Infinity Cash app,
  14. Kredit Mango app,
  15. And so many more loan apps are banned by RBI in India.

RBI registered loan app list 2024- FAQ

Which loan apps are RBI approved?

Reserve Bank of India (RBI) has approved 100+ apps to provide loans to eligible and interested people. Some of the top loan apps approved by RBI and most used in 2024 include Money View, PaySense, KreditBee, mPockket, MoneyTap, RupeeLend, Cashe, StashFin, and the Nira Personal Loan app. These apps are RBIregistered and safe to use.

Is loan app legal or not?

Loan apps that allow eligible users to apply for and receive loans. For this type of transaction, The Reserve Bank of India has established guidelines for the legality of loan apps in India. hence the loan apps are legal.

Are mobile loan apps safe?

Loan apps registered and approved by RBI are generally considered to be safe and reliable mobile loan apps. Because these mobile apps operate under the regulatory oversight of the Reserve Bank of India, the scrutiny of the RBI helps protect borrowers from potential fraud and predatory lending.

Is Navi app registered with RBI?

Yes, the Navi loan app is approved by the Reserve Bank of India (RBI) and operated by Navi Technologies Limited, and Navi Finserv Limited. Navi app is a digital lending platform that offers personal loans, consumer durable loans, and two-wheeler loans.

Is KreditBee approved by RBI?

Yes, the KreditBee app is an RBI approved and certified non-banking financial institution (NBFC) that offers loan facilities to all eligible borrowers.

Is Dhani RBI approved?

Yes, the Dhani app is RBI-registered and approved.

Is friend loan RBI approved?

Yes, the friend loan app or Company is an NBFC registered with the Reserve Bank of India (RBI).

Conclusion | RBI registered loan app list 2024

In conclusion, this RBI Registered Loan App list 2024 can be a valuable resource for anyone seeking immediate financial assistance (loan). In this digital age, these loan apps, backed by the regulatory authority of the Reserve Bank of India (RBI), provide a safe and reliable opportunity to borrow loans in need.

As we have seen, the online loan market is diverse, with a variety of options available to suit different needs and preferences.

By choosing a loan app from this RBI registered loan app list, you can confidently borrow a loan as per your need. Because these apps are safe and secure. Hopefully, in this blog post, you will find the RBI registered loan app list and pdf to download. Thank you!

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