RBI Registered Loan App List 2024: Hello friends, are you thinking of taking a loan from an RBI registered Loan app then you have come to the right place, here you will get the Top 100 RBI Registered Loan App List in India i.e. the complete list of RBI approved loan apps in India in 2024, with these apps can avail a personal loan, business loan, credit line, shopping loan, etc. 100% online application process.
RBI registered loan apps are mobile applications or online lending platforms that have official approval and authorization from the Reserve Bank of India (RBI) and provide various types of loans through an online application process.
These loan apps comply with the regulatory standards and guidelines set by the RBI for providing loans and maintaining transparency in their lending practices. This gives the borrower assurance that he is applying for the loan from a safe and regulated app.
Talking about RBI approved loan apps, currently more than 100 loan apps have been approved and registered by the Reserve Bank of India, and in the last two years, 67% of the citizens of India have used online loan apps for their personal needs.
Here is the list of rbi approved loan apps in India or RBI registered loan app list 2023 and PDF to Download.
Table of Contents
Most Popular: Top 10 Rbi Registered Loan App List 2024
As of now, the Reserve Bank of India (RBI) has registered and approved many loan apps in India to provide loan facilities to all eligible users. With these loan apps, the user can get an instant loan by simply downloading the lender’s mobile app. The list of the top 10 most popular and most used RBI registered and approved loan apps is given in the table below.
| S.no. | RBI Registered Loan Apps | Loan Limit |
|---|---|---|
| 1 | MoneyView | ₹5,000 से ₹5 लाख |
| 2 | LazyPay | ₹10,000 से ₹1 लाख |
| 3 | KreditBee | ₹1,000 से ₹2 लाख |
| 4 | mPokket | ₹500 से ₹30,000 |
| 5 | ZestMoney | ₹1,000 से ₹10 लाख |
| 6 | Fibe | ₹3,000 से ₹5 लाख |
| 7 | MoneyTap | ₹3,000 to ₹5 लाख |
| 8 | Stashfin | ₹1,000 से ₹500000 |
| 9 | kissht | ₹4000 to ₹30,000 |
| 10 | Nira | ₹5,000 से ₹1 लाख |
As per the research done by us and as per the data available on the internet, currently, the loan apps given in the above table are the best 10 loan apps registered by RBI. Data available on the internet shows that these 10 loan apps are being downloaded and used by millions of users on the Play Store. Apart from this, these loan apps have also received good ratings from 90% of the users as the best loan apps.
Loans from a minimum of Rs 1000 to a maximum of Rs 5 lakh are available instantly through these top 10 RBI registered loan apps. Interest rates range from 12% to a maximum of 36% per annum.
These top 10 loan apps trusted by crores of people are in the list of Top 10 Best RBI Registered Loan Apps List 2024. Just download and apply for a loan instantly. Keep in mind that you must have all the required documents and a good credit score to be eligible.
Top 100 RBI registered loan app list 2024
Apart from the top 10 RBI registered loan apps, the following table lists the top 100 RBI registered loan apps. If you want to take a loan without documents and a CIBIL score or low CIBIL score, then you can also check these apps.
| S. No. | Rbi Registered Loan App List | Credit Limit |
|---|---|---|
| 1 | MoneyView | ₹5,000 to ₹5 lakh |
| 2 | LazyPay | ₹10,000 to ₹1 lakh |
| 3 | Fibe | ₹3,000 to ₹5 lakh |
| 4 | kissht | ₹10,000 to ₹1,00,000 |
| 5 | Nira | ₹5,000 to ₹1 lakh |
| 6 | mPokket | ₹500 to ₹30,000 |
| 7 | CreditBee | ₹1,000 to ₹2 lakh |
| 8 | ZestMoney | ₹1,000 to ₹10 lakh |
| 9 | HomeCredit | ₹10,000 to ₹2,40,000 |
| 10 | Kissht | ₹10,000 to ₹ 1,00,000 |
| 11 | Krazybee | Loan up to 2 Lakh |
| 12 | Kreditbee | Loan up to 2 Lakh |
| 13 | KreditOne | ₹5000 to ₹25,000 |
| 14 | Kreditzy App | Loan up to 2 Lakh |
| 16 | Loaney | ₹200 to ₹20,000 |
| 17 | LoanFront | ₹2000 to ₹2 lakhs |
| 18 | MI Credit | Above 5 Lakhs |
| 19 | Mobikwik | Loan up to 2 Lakh |
| 20 | Money Tap | ₹ 3000 to ₹ 5 lakh |
| 21 | Money View | ₹10,000 to ₹ 5,00,000 |
| 22 | MoneyTap | ₹1,000 to ₹60,000 |
| 23 | Mystro Loans | Loan up to ₹50,000 |
| 25 | NAVI | Loan up to 5 Lakhs |
| 27 | NIRA Instant Loan App | Loan up to 2 Lakh |
| 28 | Paisabazaar | ₹50,000 to ₹10,00,000 |
| 29 | PayRupik | Loan up to ₹20,000 |
| 30 | Paysense | Loan up to 5 Lakhs |
| 31 | Paytm Personal Loan | Loan up to 2 Lakh |
| 32 | Paytm Postpaid | Loan up to 1 Lakhs |
| 33 | Pocketly | Loan up to ₹10,000 |
| 34 | Prefr | ₹10,000 to ₹3,00,000 |
| 35 | RapidPaisa | ₹ 1,000 – ₹ 10,000 |
| 36 | Rufilo Loan App | ₹5000 to ₹25,000 |
| 37 | Rupeek App | Loan up to 50 Lakhs |
| 38 | RupeePark | ₹5,000 to ₹500,000 |
| 39 | Stashfin | Loan up to 5 Lakh |
| 40 | Stashfin | ₹1,000 to ₹5,00,000 |
| 41 | Swift Loan App | Loan up to ₹50,000 |
| 42 | Tata Capital | Above 10 Lakhs |
| 43 | True Balance | Loan up to ₹50,000 |
| 44 | True Caller | Loan up to 5 Lakh |
| 45 | Tata New | ₹10000 to ₹10,00,000 |
| 46 | Tata neu Credit card | ₹10000 to ₹150000 |
| 47 | Simple Pay Later | Loan up to 1 Lakhs |
| 48 | Simply Cash Loan App | Loan up to 2 Lakh |
| 49 | Slice | Loan up to 1 Lakhs |
| 50 | Smart coin Loan App | Loan up to 2 Lakhs |
| 51 | Ola Money pay Later | ₹1500 to ₹20000 |
| 52 | OneCard Loan App | ₹10000 to ₹150,000 |
| 53 | Indialends | Loan up to ₹5,00,000 |
| 54 | IndusMobile | ₹5000 to 200,000 |
| 55 | InstaMoney Personal Loan | ₹5,000 to ₹25,000 |
| 56 | Jupiter credit limit | Loan up to ₹50,000 |
| 57 | Khatabook Instant Loan | ₹50,000 to ₹0,00,000 |
| 58 | DigiMoney | ₹5000 to ₹25,000 |
| 59 | EarlySalary | ₹ 8,000 to ₹ 500,000 |
| 60 | FairMoney Loan App | Loan up to 2 Lakh |
| 61 | FlexSalary Instant Loan | ₹5000 to ₹25,000 |
| 62 | Bajaj Finserv | ₹ 50,000 to ₹ 5,00,000 |
| 63 | Bajaj MARKETS | Loan up to ₹25 Lakhs |
| 64 | Bharatpe | Loan up to 5 Lakh |
| 65 | Cash | ₹1,000 to ₹ 3,00,000 |
| 66 | Dhani Loan App | Loan up to 5 Lakh |
| 67 | Flipkart Pay Later | Loan up to ₹60,000 |
| 68 | Freopay | Loan up to ₹10000 |
| 69 | Fullerton India | Loan up to ₹25 lakhs |
| 70 | Amazon Pay Later | Loan up to ₹60,000 |
| 71 | Avail Finance | Loan up to ₹50000 |
| 72 | IBL FINANCE App | ₹5000 to ₹25,000 |
| 73 | real estate Pay Later | Loan up to ₹ 20,000 |
| 74 | IDFC Bank Pay later | ₹1500 to ₹ 60000 |
| 75 | Branch Loan App | Loan up to ₹50,000 |
| 76 | Good Loans | Loan up to ₹25000 |
| 77 | Cash Planet | ₹5,000 to ₹500,000 |
| 78 | Cashbean | Loan up to 1 Lakhs |
| 79 | PaisaBazaar | ₹ 1000 to ₹ 50,000 |
| 80 | CreditScore | Loan up to ₹ 5 Lakh |
| 81 | Finnable | up to ₹10 lakh |
| 82 | RapidRupee | ₹ 1,000 to ₹ 60,000 |
| 83 | InstaMoney | Up to ₹25000 |
| 84 | PayRupik | Up to Rs 20,000 |
| 85 | Creditt | up to Rs 35000 |
| 86 | True Balance | 1,000 to 1 lakh |
| 87 | FairMoney | 1,000 to 60,000 rupees |
| 88 | RupeeRedee | 5,000 to 25,000 rupees |
| 89 | Prefr Credit | Rs 10,000 to Rs 3 lakh |
| 90 | Pocketly | 600 to 10,000 rupees |
| 91 | MyCredit | 2,000 to 50,000 rupees |
| 92 | MyShubhLife | Rs 3,000 to Rs 2 lakh |
| 93 | Credit Cy | Rs 1,000 to Rs 2 lakh |
| 94 | money market | up to Rs 40 lakh |
| 95 | Hero FinCorp | Rs 50,000 to Rs 1.5 lakh |
| 96 | Jupiter credit line | 10,000 to 20,000 rupees |
| 97 | Mystro app | 5 thousand to 2 lakh rupees |
| 98 | Slice | Loan up to ₹5 lakh |
| 99 | ePayLater | 25 thousand to 25 lakh rupees |
| 100 | Tala Loan App | 1000 to 10000 rupees |
| 101 | RapidPaisa | Gives loans from ₹1,000 to ₹20,000 |
| 102 | Belief | up to ₹1 lakh |
| 103 | MoneyTap | ₹3,000 to ₹5 lakh |
| 104 | PaySense | ₹5,000 to ₹5 lakh |
| 105 | Dhani | ₹1,000 to ₹15 lakh |
| 106 | Bajaj Finserv | ₹30,000 to ₹25 lakh |
| 107 | StashFin | ₹1,000 to ₹5 lakh |
| 108 | SmartCoin | ₹4,000 to ₹1 lakh |
| 109 | IndiaLends | up to ₹50 lakh |
| 110 | FlexSalary | ₹4,000 to ₹2 lakh |
| 111 | LoanTap | ₹25,000 to ₹10 lakh |
| 112 | Cash | ₹7,000 to ₹4 lakh |
| 113 | PayMe India | ₹2,000 to ₹2 lakh |
| 114 | RupeeLend | ₹10,000 to ₹1 lakh |
| 115 | Upwards | up to ₹2 lakh |
| 116 | Fullerton India | Up to ₹ 25 lakh |
| 117 | Navi | Loan up to ₹ 20 lakh |
| 118 | RING App | 5000 to 5 lakh rupees |
| 119 | Buddy Loan | 10,000 to 15 Lakh |
These RBI-approved loan apps safely provide loan facilities to borrowers like us as low as Rs 1,000 to Rs 10,000 and even Rs 1 lakh to Rs 5 lakh to meet diverse needs. However, interest rates can vary between these apps, with rates ranging from 13% to 16%, 18%, 24%, or 36% per annum, allowing you to choose the loan amount with terms that suit your budget and needs.
Additionally, these loans can be availed for various tenures ranging from 1 month to 6 months, 12 months, 18 months, 24 months, and up to a maximum of 60 months, giving the borrower the flexibility to make repayments as per convenience.
RBI Registered Loan App List PDF Download
Before downloading any loan app from the internet, check the list given in this PDF once. This will help you avoid fraud. Because there are many such apps available on the internet that are fake. beware of those apps. If you want to download RBI Registered Loan App List PDF then you can download it directly on your mobile by clicking on the button given below. This PDF file contains a list of over 100 RBI-registered loan apps that are safe, secure, and genuine.
How to apply for loan from RBI registered loan app?
Applying for a loan from an RBI-registered loan app is a straightforward process. Here is the simple steps to follow:
- First, choose an RBI approved loan app from the above list.
- Now, download and install the loan app on your mobile from the Google Play Store.
- Open the app and create an account with your mobile number, name, Aadhar number, and PAN number.
- Now, complete the KYC verification by providing identity documents like an Aadhaar, PAN card, or other proof of identity and address.
- Once KYC is verified, start the loan application process with your required loan amount, loan objective, and your preferred repayment tenure.
- Next, upload the required documents to support the loan application, such as bank statements, salary slips, or income tax return files.
- Before submitting, carefully review and double-check the loan application details and documents uploaded by you.
- After submitting the loan application, the loan app will review your information, a process that may take from a few minutes to hours.
- If your application is approved, you will receive a loan offer from an app outlining the terms and conditions, including the interest rate and repayment schedule.
- If you agree to the terms, and accept the loan offer, the funds are disbursed to your bank account.
Eligibility Criteria for Loan from RBI Registered Loan App
The eligibility criteria to apply for a loan from RBI-registered loan apps may vary from one app to another, but here are some common factors that are considered while applying for a loan:
- Applicant must be an Indian citizen or resident.
- The applicant’s age should be between 21 to 60 years.
- The applicant must have a minimum monthly or annual income.
- The applicant must have a good credit score, although many loan apps offer loans even for low scores.
- The Applicants may be required to be salaried or self-employed.
- The applicant should have valid KYC documents like an Aadhaar, PAN Card, Passport, or Driving License.
- The Applicants should have an active bank account.
Documents required to take loan from RBI registered loan app 2024
When applying for a loan from an RBI-registered loan app, you usually need to provide certain documents to verify your loan application. Here is a list of commonly requested documents:
- KYC Documents:
- Aadhar card
- PAN card
- Passport
- Voter ID Card
- Driver’s license
- Address Proof:
- Aadhar card
- Passport
- Voter ID Card
- Utility bills (electricity, water, gas) in your name.
- rental agreement
- Bank statement with your address
- Income Proof (Salary Individuals):
- Salary slip of last 3-6 months
- Bank statement showing salary credit
- Employment certificate from employer
- Income Proof (Self-Employed Individual):
- Income Tax Returns (ITR) of last 2-3 years.
- Bank statements of last 3-6 months
- Photos:
- A selfie for identity verification.
RBI Registered Loan App Personal Loan Interest Rates
Personal loan interest rates offered by RBI registered loan apps in India can vary depending on several factors, typically ranging from 13% to 36% or even higher. Here are some factors that affect the interest rates you gets:
- Loan Amount
- Credit Period
- Credit Score
- Income Level
- Type Of Employment
- Repayment Capacity
- Market Conditions
- Loan App Policies
Benefits of using RBI registered loan app in 2024
There are many benefits of using RBI approved loan apps, some of them are:
- These loan apps work within the legal framework set by the RBI.
- RBI registration increases the credibility of loan apps registered by RBI and can instill confidence in borrowers.
- RBI-registered loan apps have strong data security, protecting your sensitive personal and financial information from unauthorized access.
- RBI-approved loan apps provide clear and transparent terms and conditions making it easy to understand the loan terms, interest rates, fees, and repayment schedule.
- RBI approved loan apps often offer competitive and reasonable interest rates.
- Paying the loan amount on time improves your credit score.
- RBI approved loan apps often provide convenient and quick loan application and approval process thereby availing the loan with very little time and effort.
- Various types of loans are provided by RBI registered loan apps, such as personal loans, business loans, etc.
- People deprived of traditional banking services can also easily avail of loans through RBI-registered loan apps.
- Loan applications can be made from your home using the RBI registered loan app.
Which loan app banned by RBI? Here is The List
Here is the list of RBI-banned loan apps:
- RupeeGo,
- Punch Money,
- Grand Loan,
- DreamLoan,
- CashMO,
- Rupee MO,
- CreditLoan,
- Lendkar,
- Lend Now,
- Cashfull,
- Cash Ray app,
- Mobipocket app,
- Infinity Cash app,
- Kredit Mango app,
- And so many more loan apps are banned by RBI in India.
RBI registered loan app list 2024- FAQ
Which loan apps are RBI approved?
Reserve Bank of India (RBI) has approved 100+ apps to provide loans to eligible and interested people. Some of the top loan apps approved by RBI and most used in 2024 include Money View, PaySense, KreditBee, mPockket, MoneyTap, RupeeLend, Cashe, StashFin, and the Nira Personal Loan app. These apps are RBIregistered and safe to use.
Is loan app legal or not?
Loan apps that allow eligible users to apply for and receive loans. For this type of transaction, The Reserve Bank of India has established guidelines for the legality of loan apps in India. hence the loan apps are legal.
Are mobile loan apps safe?
Loan apps registered and approved by RBI are generally considered to be safe and reliable mobile loan apps. Because these mobile apps operate under the regulatory oversight of the Reserve Bank of India, the scrutiny of the RBI helps protect borrowers from potential fraud and predatory lending.
Is Navi app registered with RBI?
Yes, the Navi loan app is approved by the Reserve Bank of India (RBI) and operated by Navi Technologies Limited, and Navi Finserv Limited. Navi app is a digital lending platform that offers personal loans, consumer durable loans, and two-wheeler loans.
Is KreditBee approved by RBI?
Yes, the KreditBee app is an RBI approved and certified non-banking financial institution (NBFC) that offers loan facilities to all eligible borrowers.
Is Dhani RBI approved?
Yes, the Dhani app is RBI-registered and approved.
Is friend loan RBI approved?
Yes, the friend loan app or Company is an NBFC registered with the Reserve Bank of India (RBI).
Conclusion | RBI registered loan app list 2024
In conclusion, this RBI Registered Loan App list 2024 can be a valuable resource for anyone seeking immediate financial assistance (loan). In this digital age, these loan apps, backed by the regulatory authority of the Reserve Bank of India (RBI), provide a safe and reliable opportunity to borrow loans in need.
As we have seen, the online loan market is diverse, with a variety of options available to suit different needs and preferences.
By choosing a loan app from this RBI registered loan app list, you can confidently borrow a loan as per your need. Because these apps are safe and secure. Hopefully, in this blog post, you will find the RBI registered loan app list and pdf to download. Thank you!
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