Airtel Personal Loan Review: eligibility, interest rate, safe or not

Do you want to avail a personal loan from Airtel? Here is an Airtel personal loan review: this includes the maximum loan limit, eligibility criteria, interest rates, and more.

Airtel is an Indian multinational telecommunications services company. The company provides 5G, 4G, and LTE Advanced services and personal loans.

Airtel offers Personal loans in just 3 simple steps up to ₹9 lakh under the scheme Airtel Flexi Credit. Is it true?

Here is a detailed review of the Airtel Flexi Personal loan… and a guide on how to apply.

Airtel Personal Loan Review (Airtel Flexi credit loan details)

Airtel Personal loanFlexi Credit Details
Maximum Loan₹10,000 to ₹9,00,000
Rate of interestStarting from 11.5%
Loan tenure3 to 60 months
Processing fee2% to 5% + GST
Foreclosure charges1% to 4% (outstanding loan)

What is Airtel Flexi Credit?

Airtel Flexi Credit is a personal loan offered by the Airtel company. Everyone can apply for an Airtel Flexi Credit Personal Loan, there are no such eligibility criteria.

Airtel Flexi credit loan has many benefits: a maximum loan limit ranging from ₹10,000 to ₹9,00,000, a loan tenure of 3 to 60 months, and a loan interest rate starting from 11.5%. It gives the flexibility to choose the required loan amount, tenure, and EMI as per need.

The application process is 100% online without any paperwork and money is transferred to your account instantly. All you need is the Airtel Thanks app to complete it.

To offer an Airtel Flexi loan, Airtel has partnered with some trusted RBI-regulated banks and NBFCs (Moneyview, DMI Finance, Axis Bank, and Kisetsu Saison Finance India Pvt Ltd).

Also read: How to take 1 GB loan in Airtel?

Airtel personal loan is safe or not?

Airtel Flexi Credit Personal Loan is 100% safe and secure. Airtel has partnered with trusted RBI-regulated banks and NBFCs (Axis Bank, Moneyview, DMI Finance, CreditSason) to offer personal loans securely. The application process is 100% digital and paperless.

Step-by-step guide: Airtel personal loan apply online

Applying for the Airtel personal loan (Airtel Flexi Loan) is a 3 steps simple and 100% digital process. Here’s a step-by-step guide to apply Airtel personal loan online:

  • Download the Airtel Thanks app from the Google Play Store.

  • Sign up by entering your mobile number and OTP.

  • Go to Financial Services and select the ‘Personal Loan’ option.

  • Fill in the required personal information including name, date of birth, and contact details.

  • Next, enter your PAN card number for identification and verification purposes.

  • Next, provide your employment details, income information, and bank details.

  • Complete the KYC process by uploading a PAN card, Aadhaar card, and selfie.

  • Now, review and submit your online loan application.

  • Wait for loan approval and disbursement, it usually takes a few minutes.

Following this simple loan application process, you can apply for an Airtel Flexi credit Personal Loan quickly and efficiently. Get the required loan amount for your future task.

Airtel Personal Loan Flexi Credit Features & Benefits:

  • Loan limit ranging between ₹10,000 to ₹9,00,000!
  • Loan Interest rates as low as 11.5%!
  • Loan tenure is between 3 to 60 months, adjustable as per need.
  • Set a monthly EMI as per convenience and budget.
  • The loan amount will be credited to the account within just 24 hours.
  • The loan application is 100% online and has zero paperwork.
  • Processing as low as 2-5% + GST.

What are Airtel personal loan eligibility criteria?

There are no eligibility criteria to avail of Airtel Personal Loan. Anyone can apply. Just follow some basic criteria:

  • Must be Indian citizen
  • Age between 21 to 60 years
  • Must have Aadhaar card
  • Valid PAN card
  • Mobile number linked with Aadhaar
  • Good credit score

What documents are required for Airtel personal loan?

The Airtel Flexi Credit loan requires minimal documentation for processing applications. The following are the documents needed for an Airtel personal loan by the applicant:

  • PAN Card
  • Aadhaar Card
  • Bank Statement of last 3-6 months
  • Official Mail ID
  • Address Proof and others.

Airtel personal loan customer care number

For any feedback or concern or request, you can reach out to Airtel Grievance Officer:

Mr. Nitin Grover
Designation: Nodal Grievance Redressal Officer
Email: [email protected]
Address: Airtel Center, Plot no. 16, Udyog Vihar Phase IV, Gurgaon – 122015

Airtel Personal Loan – Conclusion

In conclusion, Airtel Flexi Credit Personal Loan is the best option for instant financial assistance up to 9 lakh. The loan amount ranges from ₹10,000 to a maximum of ₹9,00,000, with a starting interest rate of 11.5%. With minimal eligibility criteria, anyone can apply for the Airtel Flexi credit loan.

Airtel Flexi Credit Personal Loan is safe as this loan is offered through trusted RBI-regulated banks and NBFCs. With a 3 step online application process, the loan gets approved instantly and disbursed into the bank account.

We hope you enjoyed this detailed review of the Airtel Personal Loan (Airtel Flexi credit loan. Thank you!


What is Airtel Flexi credit interest rate?

The interest rate for Airtel Flexi Credit personal loan starts from 11.5%.

How to close Airtel personal loan?

To close your Airtel personal loan, contact the Airtel personal loan customer care number/ support and get the outstanding balance and foreclosure charges, make the payment, and obtain a No Objection Certificate (NOC).

What are Airtel personal loan foreclosure charges?

Airtel Flexi Credit Personal Loan foreclosure charges usually range between 1% to 4% of the outstanding loan amount.

Related articles –

Finnable Personal Loan Review 

What is the maximum loan amount in Poonawalla Fincorp?

Finnable Loan Interest Rate

Is the CASHe Loan App real or fake?

How To Get 10000 Rupees Urgently?

Is Pocketly RBI Approved or Not?

Leave a Reply

Your email address will not be published. Required fields are marked *