600 CIBIL Score Loan App List 2024

Low or 600 CIBIL Score Loan App list India

Is your CIBIL score not good or is it around 600? Here is the “600 CIBIL Score Loan App List 2024”, you don’t need to worry, still you can get a personal loan even with a 600 CIBIL score or lower. Nowadays, many loan apps give you “No Tension Loans” with low CIBIL scores. Here, you will find the list of Loan Apps offering loans with the lowest credit score. Open your smartphone, download the app, and apply for a loan instantly.

600 CIBIL score is good or bad in India

CIBIL score (300 to 900) is a numerical summary of your credit history and loan eligibility, generated by Credit Information Bureau (India) Limited (CIBIL) based on your credit behavior, such as loan repayments and credit card usage.

A CIBIL score of 600 is generally below average, this is due to non-payment or default of loans in the past. It is difficult for you with this low CIBIL score to get a loan from traditional financial institutions. However, you can still get a loan with the help of a “600 CIBIL score loan app”.

What is a good credit score in India?

In India, a credit score of 650 to 700 or above is generally considered good, and a score of 750 or above is excellent. while a score between 550 and 650 is considered average and 300 to 550 is poor. Here’s a simple credit score breakdown:

  • Excellent: 750 and above
  • Good: 700 to 750
  • Fair: 650 to 700
  • Poor: 300 to 650

According to lenders, a high score means you are a responsible borrower and are likely to repay the loan on time, while a low score means you are a high-risk borrower. When you approach a lender for a loan, lenders first consider your CIBIL score to evaluate the risk of lending you money.

Here is the list of low CIBIL score loan apps …

600 CIBIL score loan app List in India 2024

Here is a list of the top 10 best loan apps to apply for a personal loan with a CIBIL score of 600 or less. If your CIBIL score range is between 600 and below, why not consider the below-listed loan apps, these apps are trusted by millions of people for low CIBIL score personal loans.

Loan AppsRate of InterestLoan Amount
Finnable16.99% to 26% per yearupto Rs.10 Lakhs
Moneyview1.33% p.m. onwardsRs. 5000 to Rs. 10 lakhs
KreditBee1.02% p.m. onwards₹3,000 to ₹5 Lakhs
NIRAstarting at 24% p.a.Rs. 5,000 to Rs. 1 lakh
EarlySalaryRs. 9 per day onwardsINR 8,000 to INR 5,00,000
PaySense1.4% to 2.3% per month₹ 5000 to to ₹5 lakh
LazyPay18% per yearRs. 3000 to Rs. 5 lakhs
mPokket2% – 4% per month₹ 500 to ₹ 30,000
Buddy Loan11.99% p.a.₹10,000 to ₹15 lakhs
CASHe2.50% p.m. onwardsup to Rs 4 lakhs
SmartCoin18% – 30% p.a.Rs. 1,000 to Rs. 5,00,000

How much of a loan can you get with a 600 credit score?

600 CIBIL is a challenging score to get a loan, as it is considered a below-average score. However, you can still secure a loan ranging from ₹50,000 to ₹2,00,000, depending on factors like income, employment status, the type of loan, and the lender.

For example, Money View offers up to 10 lakh rupees Personal Loan instantly regardless of your CIBIL score. Similarly, with the help of the 600 CIBIL Score Loan App, you can apply for a personal loan as required.

600 CIBIL score loan app review in India

Below, we have reviewed some selected loan apps that offer personal loans with a CIBIL score of 600 or less in India. It includes loan app features like loan limit, interest rates, loan tenure, application process, etc.


Finnable is a popular online loan app in India with a 3.3 rating on the Play Store and has been downloaded by more than 1 million users. This loan app offers personal loans to every borrower, even those with a CIBIL score of 600 or less can apply for a loan. If you are a borrower with a low credit score or poor CIBIL score and need a loan, Finnable can offer you an instant personal loan of up to Rs 10 lakh at an interest rate of 7% to 12% per annum and repay it in 6 to 12 months at your convenience. An NBFC authorized and regulated by RBI, it offers loans through a 100% online application process.


With the Money View app, you can avail of up to Rs 10 lakh personal loan. Only you will need an Aadhaar card. There is no need to worry if your CIBIL score is 600 or less, Money View caters to all users. This low CIBIL score loan app offers personal loans with flexible tenure of 3 to 60 months and an interest rate of 16% per year. If you are a low CIBIL score borrower, why not try the Money View app once?


KreditBee is one of the 600 CIBIL score loan apps in India that provides loan facilities from Rs.10000 to Rs.5 lakh to all average credit score borrowers. Interest rates are affordable from 16% to 29.95% per annum. The tenure is 4 to 24 months which is flexible. Loan disbursement happens in just 10 minutes.


Nira is one of the RBI-registered NBFCs in India. This ensures that Nira is a safe and reliable app for personal loans. If you need an instant loan but your credit score is 600 or below, consider the NIRA “No Tension Loan”. It offers loans up to Rs 5 lakh with an interest rate of 2% per month and a long repayment period of up to 12 months. Just download the app and apply online.


CASHe mobile application is an RBI-registered NBFC that offers short-term personal loans ranging from ₹1,000 to ₹4,00,000 at a monthly interest rate of 2.50% and repayable in 3 to 18 months. But the best part is that the CASHe app is classified as a 600 CIBIL score loan app because even every borrower with a low CIBIL score from a lower to high can get a personal loan here.

Also, check,
How To Get 10000 Rupees Urgently?
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बजाज फाइनेंस से लोन कैसे लें?
RBI Registered Loan App List 2024

Watch this video and lean how to get a personal loan with 600 CIBIL score or low?

Faqs –

Can I get loan if my CIBIL score is 600?

Yes, you can avail of a personal loan, a 600 CIBIL score is good enough for a personal loan. Because many online lenders offer personal loans with a 600 CIBIL score or lower, there may be higher interest rates and stricter terms. For loan approval, you may need to show other criteria like employment status, income, etc.

Can I get a loan with 650 credit score?

Yes, you can get a loan with a credit score of 650. But, according to data from many online lenders, interest rates will be higher as most lenders consider a score of 750 or above seamless loan approval.

Which app gives a loan on a 600 CIBIL score?

Here are some apps that can provide loans to borrowers with a 600 CIBIL score, including; moneyview, LoanTap, PaySense, MoneyTap, Dhani, India Lends, KreditBee, NIRA, CASHe, Early Salary, SmartCoin, and Home Credit.

How can I increase my CIBIL score from 600 to 750 immediately?

To increase your CIBIL score from 600 to 750 you need to follow this effective method which includes repaying loans on time, maintaining a good credit history, keeping a low credit utilization ratio, avoiding multiple loans/inquiries, balancing secured and unsecured loans, keeping old credits open and checking your credit report frequently.

Is 600 a good CIBIL score for car loan?

For many lenders, a CIBIL score of 600 or above can be considered a good score for a car loan, as a car loan is a secured loan. But with this score, you may get a loan at a higher interest rate than expected.

Conclusion –

Hopefully, you got the information about the best loan apps for a 600 CIBIL score or less. If your CIBIL has deteriorated or is less than 600 and you cannot get a loan from a bank or finance company, check this 600 CIBIL Score Loan App list 2024.

Disclaimer: Research thoroughly the terms and conditions, interest rates, charges, and privacy transparency of these loan applications before applying to minimize potential regrets and risks.

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