Kreditzy Instant Loan app: ₹1 Lakh in 10 min (review)

Kreditzy Instant Loan App is a financial platform that offers personal loans ranging from ₹ 1,000 to ₹2 Lakh 100% online with affordable interest rates and flexible loan repayment tenure. Minimal documentation. Fastest disbursal. Funds are credited directly to your bank account.

Kreditzy facilitates loan transactions between borrowers and NBFCs/Banks. Krazybee Services Private Limited, a Systemically Important NBFC is the primary lending partner of the Kreditzy Loan App.

If you are looking for an instant personal loan, consider the Kreditzy instant personal loan. Here is detailed information about Kreditzy loan reviews, loan details, interest rates, eligibility, and the loan application process.

Kreditzy Instant Loan App

Loan Amount	Rs. 1,000 to ₹2 Lakh
Interest rate	0%-29.95% Annualized
Tenure	62 days-15 months
Collateral	Not required
Processing fees	Rs. 85 to Rs. 1,250 flat
Foreclosure Charges	Nil

Kreditzy Loan EMI Calculator (%)

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Kreditzy Instant Personal Loan – Key Features & Benefits:

Loan Amount: ₹1,000 to ₹1 Lakh.
Interest Rate: 18% – 35.95% annualized.
Tenure: 91 to 365 days.
Collateral: Not required.
Processing Fees: ₹85 to ₹1,250 flat.
Foreclosure Charges: None.

Benefits:

Fast disbursal, 100% online process.
Minimal documentation.
Loans available for young professionals, including salary advances.
Partnered with NBFCs/Banks, including Krazybee (RBI-registered).
Immediate bank transfer within 10 minutes after approval.

Comparison: Kreditzy Loan vs. Other Loan

Lender	Interest Rate (p.a.)	Processing Fee
Navi Loan	9.9%	Zero
Prefr Loan	15% to 36%	3% to 5%
Fibe Loan	16%	2%
CASHe Loan	2.50% per month	₹500 to ₹1,200
Bharat Loan	35%	2%
RupeeRedee Loan	12% to 36%	10% to 15%
Olyv Loan	18% to 30%	2% to 12%
PayRupik Loan	29%	10% + GST
InCred Loan	16% to 36%	2% to 5%
IndiaLends Loan	10.25% to 29.99%	1% to 6%

Kreditzy Personal Loan Eligibility Criteria:

Kreditzy instant personal loan eligibility is simple, fulfill the following criteria:

Must be an Indian citizen.
Age: 21 years or older.
KYC Address proof required.
PAN card is mandatory.
Minimum salary: ₹10,000 per month.
Must have a valid bank account.

Documents Required for Kreditzy Loan:

KYC Address Proof (e.g., Aadhaar card, Passport, Voter ID, etc.).
PAN Card.
Proof of Income (e.g., Salary slips, bank statements).
Bank Account Details for disbursement.

How to apply loan from kreditzy app

Here are the simple Steps to Apply for a Loan from the Kreditzy App:

Download the Kreditzy app or visit the Kreditzy website.
Sign up using your Facebook or Google account.
Confirm your details: name, contact number, and email ID.
Provide PAN and basic information like date of birth, monthly salary, and PIN code to check eligibility.
Upload KYC documents (ID and address proof).
Enter your bank account details for loan disbursement.
Perform e-sign on your mobile.
Receive the loan amount in your bank account within 15 minutes.
Repay the loan on time to increase your credit limit for future loans.

Kreditzy loan app review: Personal Loan!

Here is the Kreditzy Personal Loan review, before applying for a loan know whether Kreditzy is approved by RBI, fake or real, safe or not.

Kreditzy loan app RBI registered or not

Yes, the Kreditzy loan app is an RBI-registered lending platform. Kreditzy facilitates loans between borrowers and NBFCs and banks. Krazybee is the lending partner of the Kreditzy loan app, an RBI-registered Systemically Important Non-deposit-taking NBFC.

Kreditzy Loan app real or fake

Yes, Kreditzy is a real and legitimate loan app that facilitates personal loans by connecting borrowers with RBI-registered NBFCs and banks. Krazybee is the primary lending partner of Kreditzy, registered by RBI as a Systemically Important non-deposit-taking NBFC. Kreditzy ensures loans are approved and sanctioned by its partnered financial institutions.

Is kreditzy safe to use?

Yes, Kreditzy is a safe application to use. It secures transactions with 128-bit SSL encryption, which helps protect sensitive user data during the loan application and processing stages. Additionally, Kreditzy only partners with RBI-registered NBFCs and banks, ensuring that the loans are legitimate and compliant with regulations. The platform also emphasizes transparency, showing all fees and terms upfront, making it a secure and reliable option for personal loans.

Kreditzy Lending Partners:

Krazybee Services Pvt. Ltd.

Kreditzy customer care number

Customer Care Email: [email protected]
Customer Care No: 8044292500

Address: No.LVL 5, 5th Floor, Survana Place on Earth-Tech Park, Bearing No.143/A at Benniganahalli, KR Puram Bangalore Karnataka 560016 India.

In conclusion, Kreditzy is a trusted loan app for instant short-term personal loans, backed by an RBI-registered NBFC. It offers a convenient, secure, and transparent platform for individuals seeking personal loans. Kreditzy will be a great choice for young professionals who need instant financial assistance online with minimal documentation.