Stashfin loan app review: Stashfin offers instant personal loans of up to ₹ 5,00,000 at a starting interest rate of 11.99% per annum with repayment periods of up to 36 months, the loan application is 100% online and the approval process is instant.
StashFin Loan App, India’s leading credit line and personal loan provider, offers a seamless solution to meet your financial needs.
StashFin is a registered loan application powered by Akara Capital Advisors, an NBFC duly registered with the Reserve Bank of India (RBI).
Here, find out the StashFin loan app review, features, benefits, interest rates, and eligibility to decide if it’s the right choice for you.
Table of Contents
Stashfin Loan App: Up to 5 Lakh Personal Loan
| Feature | Details |
|---|---|
| Loan Amount | ₹1,000 to ₹5,00,000 |
| Interest Rate | Starting from 11.99% to 59.99% APR |
| Repayment Terms | 3 to 36 months |
| Documentation | Minimum |
| Processing Fee | Low processing fee, with no hidden costs |
| Disbursal Time | within 5 minutes after approval |
| Eligibility | Indian citizen, above 18 years, with a source of income |
Special benefits, Stashfin offers 0% interest for 30 days, allowing borrowers to access funds without paying any interest for the first 30 days. It helps users manage short-term financial needs effectively.
Stashfin Loan EMI Calculator (%)
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Stashfin Loan – Key Features & Benefits:
Key Features:
- Loan Amount: ₹1,000 to ₹5,00,000
- Interest Rates: Starting from 11.99% APR
- Flexible Repayment: 3 to 36 months
- Instant Disbursal: Funds within minutes after approval
- Minimal Documentation: Quick online application
- No Hidden Fees: Transparent pricing with low processing fee
- Secure Transactions: Robust data protection
- Wide Availability: 30+ cities across India
Benefits:
- 24/7 access to funds
- Pay interest only on the amount used
- Customizable loan terms and EMIs
- No joining fees
- Additional services like credit reports and insurance options
Comparison: Stashfin Loan vs. Other Loan
| Lender | Interest Rate (p.a.) | Processing Fee |
|---|---|---|
| Stashfin Loan | 11.99% | Zero |
| Navi Loan | 9.9% | Zero |
| Prefr Loan | 15% to 36% | 3% to 5% |
| Fibe Loan | 16% | 2% |
| CASHe Loan | 2.50% per month | ₹500 to ₹1,200 |
| Bharat Loan | 35% | 2% |
| RupeeRedee Loan | 12% to 36% | 10% to 15% |
| Olyv Loan | 18% to 30% | 2% to 12% |
| PayRupik Loan | 29% | 10% + GST |
| InCred Loan | 16% to 36% | 2% to 5% |
| IndiaLends Loan | 10.25% to 29.99% | 1% to 6% |
Stashfin Loan Eligibility Criteria:
There are simple eligibility requirements for individuals seeking an instant personal loan from StashFin.
- Nationality: Indian citizen residing in India
- Age: 18 years or older
- Income: Minimum monthly salary of ₹15,000
- Employment: Proof of current employment required
- Credit Score: Must hold a favorable credit score
- Bank Account: Active bank account is mandatory
- Documents: Valid identity and address proof (such as Aadhaar, PAN, Voter ID, Passport)
Documents Required for Stashfin Loan:
The following documents are required for quick StashFin loan verification and loan approval.
- Address Proof (any one of the following):
- Aadhaar Card
- Voter ID
- Passport
- Driving License
- Identity Proof: PAN CARD
- Additional Documents (if required):
- Bank Statement
- ITR or GST Paper
How to Apply for a Stashfin Loan: Step-by-Step Process
Follow these simple steps to apply for an instant personal loan through the Stashfin app:
- Download the Stashfin App:
- Install the Stashfin app from the Google Play Store or Apple App Store.
- Create an account by registering on the app.
- Fill in your details and Upload Documents:
- Enter your personal and financial information.
- Upload necessary documents for verification (identity, address, and income proof).
- Check Loan Application Status:
- The loan will be approved after the verification is complete. You can check the loan approval status directly in the app.
- E-Sign the Loan Agreement:
- After approval, e-sign the loan agreement.
- The approved loan amount will be disbursed to your bank account within 5 minutes.
Stashfin Loan App Review: Personal Loan
Here are the Stashfin reviews, before applying for a personal loan know whether the Stashfin loan app RBI registered, fake or real, safe or not.
Stashfin RBI approved or not
Yes, Stashfin is approved by RBI. The Stashfin loan app operates in partnership with Akara Capital Advisors, a non-banking financial company (NBFC) registered with the Reserve Bank of India (RBI). This ensures that Stashfin complies with the regulatory guidelines set by the RBI, making it a legitimate and safe platform for instant personal loans in India.
Stashfin Loan App Fake or Real
StashFin is a real and legitimate loan app. It is powered by Akara Capital Advisors, an RBI-registered non-banking financial company (NBFC). StashFin offers personal loans and credit lines in partnership with trusted financial institutions.
More than one crore users have downloaded the StashFin app, which means this loan app is widely used in India.
Stashfin lending partners:
Stashfin has partnered with several reputed and well-regulated financial entities to offer lending services. These partners include:
- SBM Bank
- DMI Finance
- Visu Leasing Finance
- AU Small Finance Bank
- Kisetsu Saison Finance
- Chola Finance
- Western Capital
is stashfin safe
Yes, Stashfin is safe to use. Here’s why:
- RBI-Regulated: Stashfin is powered by RBI-registered NBFCs (Akara Capital Advisors) and follows strict regulatory guidelines.
- Data Security: Stashfin uses robust security protocols and encryption to protect user data.
- Trusted Partners: Stashfin partners with well-known and regulated financial institutions, adding to its credibility and reliability.
- Transparent Terms: There are no hidden fees, and all loan terms are transparent.
- Overall, the StashFin app is a secure financial platform for personal loans and credit lines, offering transparent terms and conditions to the users.
Stashfin loan interest rate
Stashfin offers interest rates ranging from 11.99% to 59.99% APR (Annual Percentage Rate). The exact interest rate depends on factors such as:
- The loan amount
- Loan tenure (repayment period)
- Borrower’s credit score
- Employment and income details
The interest rate may vary on a case-by-case basis, and Stashfin provides flexibility in terms of repayment, with terms ranging from 3 to 36 months.
Stashfin loan customer care number
You can contact Stashfin customer care through the following methods:
- Mail: [email protected]
- Call: +91-9289108507
- Address: 18th Floor, Magnum Global Park 2 Golf Course Ext Road Sector 58, Gurgaon –122011
In conclusion, Stashfin is a trusted loan app for instant personal loans, powered by Akara Capital Advisors, an RBI-registered NBFC. It offers a convenient, secure, and transparent platform for individuals seeking personal loans or credit lines. The Stashfin loan app will be a great choice for instant financial assistance. It caters to a wide range of financial needs. The application process is 100% online, with instant approval and quick disbursement.
FAQs
What is the loan limit for Stashfin?
The maximum loan limit of the Stashfin loan ranges from ₹1,000 to ₹5,00,000.
What is the minimum salary for Stashfin loan?
The minimum salary required to apply for a Stashfin loan is ₹15,000 per month.
Who is eligible for a loan?
To be eligible for a Stashfin loan, you must be an Indian citizen aged 18 or above, have a minimum monthly salary of ₹15,000, hold a favorable credit score, provide valid identity and address proof, and have an active bank account.
What is the age limit for StashFin?
The minimum age limit for a Stashfin loan is 18 years.
How much time does Stashfin take to approve?
Stashfin offers instant approval for personal loans, with the loan amount typically disbursed within 5 minutes after approval.
What is the interest rate of Stashfin?
The interest rate for Stashfin loans ranges from 11.99% to 59.99% APR (Annual Percentage Rate). The specific rate depends on the loan amount, repayment tenure, and the borrower’s credit profile.
What is stashfin loan disbursement time
Stashfin offers loan disbursement in as little as 4 hours after the application processing is complete.
How do I contact Stashfin?
You can contact Stashfin through the following methods:
Email: [email protected]
Phone: +91-9289108507
Address: 18th Floor, Magnum Global Park, Golf Course Ext. Road, Sector 58, Gurgaon – 122011
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