The Olyv loan app (formerly SmartCoin) can help if you want a quick and hassle-free personal loan. Olyv loan app offers instant personal loans of up to ₹5 lakh at a competitive rate of just 1.5%.
The Olyv loan application process is 100% digital and requires no paperwork.
The loan amount is directly credited to your bank account within minutes of application.
This feature makes the Olyv loan app one of the fastest loan providers in India.
Table of Contents –
Olyv SmartCoin Personal Loan Highlights
| Olyv App Loan Features | Loan Details |
|---|---|
| Loan Amount (Ticket Size) | ₹1,000 – ₹5,00,000 |
| Interest Rate | 18-30% p.a. (on reducing balance) |
| Processing Fee | 2-12% (excluding GST) |
| Loan Tenure | 2-24 months |
| Bounce/Late Payment Charges | ₹0-₹500 (excluding GST) |
| Default Interest | 0% p.a. |
| Official website | www.olyv.co.in |
Olyv loan review: Olyv (SmartCoin) personal loan
Olyv loan app (formerly SmartCoin) is a 100% digital lending platform in India, it offers instant personal loans to all borrowers including salaried and self-employed individuals.
Olyv loan is a secure and reliable platform, it is an RBI-authorised lending platform and an ISO 27001-certified app, trusted by 2 crore plus users.
Olyv offers personal loans without the burden of collateral.
To provide instant loans in the shortest possible time, Olyv Loan App has partnered with several RBI-registered lenders (NBFCs), including:
- Upmove Capital Private Limited
- Vivriti Capital Private Limited
- Northern Arc Capital Limited
- Incred Financial Services Limited
- PayU Finance India Private Limited
- Poonawalla Fincorp
This ensures that the Olyv loan app is 100% safe, as it offers personal loans with a 100% digital application process through only RBI-approved lenders, and disburses the loan directly into the borrower’s bank account.
But you must have this question in your mind…
Olyv loan app RBI registered or not
Yes, the Olyv Loan App (SmartCoin) is an RBI-authorised financial services company.
Yes, the Olyv Loan App is not directly registered with RBI, it has partnered with RBI-approved NBFCs.
This means that the Olyv app connects borrowers with lenders and disburses loans.
Its lenders are Upmove Capital, Vivriti Capital, Northern Arc Capital, Incred, PayU Finance, and Poonawalla Fincorp.
Olyv loan app real or fake
Olyv is a reliable and trusted financial services company, that works under RBI authorization and ISO certification.
RBI authorization ensures that the Olyv Loan App can be a legitimate and reputable financial services company. so security is not a concern.
Olyv personal loan eligibility criteria
To be eligible for an Olyv personal loan, fulfill the following criteria:
- You must be an Indian citizen.
- Age should be between 21 to 60 years.
- Your monthly income should be a minimum ₹20,000.
- You must have an active bank account.
How to apply for Olyv personal loan
Applying for a personal loan with the Olyv app is very easy, here is the step-by-step process;
- Download and Install the Olyv App on your mobile:
- Create an account and check for loan eligibility:
- Fill out the application form with your personal and financial details.
- Upload the required documents for verification.
- Now, Review and submit the Loan Application.
- The loan will be disbursed into your bank account within minutes.
Olyv loan app download (APK)
To download the Olyv loan app, follow these simple steps:
- Open the Google Play Store on your Android device.
- Search for “Olyv (SmartCoin) Personal Loan” App.
- Download and install the app on your smartphone.
Olyv Loan Customer Care Number:
For any assistance with Olyv loans, you can contact customer care at;
- Phone No: +91 9148380504
- Email: [email protected].
Olyv Loan App – related FAQs
What is Olyv loan age limit?
The age limit for an Olyv personal loan is between 21 to 60 years.
Who is eligible for Olyv smartcoin loan?
Anyone who meets its simple eligibility criteria; 21 to 60 years of age, minimum monthly income of ₹20,000 and have an active bank account.
How long does it take to get a loan from Olyv?
Olyv loan credit within a minute directly into the bank account.
What is the tenure of SmartCoin loan?
The tenure of an Olyv SmartCoin loan ranges from 2 to 24 months.
What is the new name of SmartCoin?
The new name of SmartCoin is Olyv.
Is SmartCoin a NBFC?
No, Olyv SmartCoin is not an NBFC, It is a financial technology (fintech) platform partnered with NBFCs and financial institutions.
is olyv loan app safe
Yes, the Olyv loan app is safe, as it is an RBI-authorized and ISO 27001-certified platform. Olyv provides loans only through RBI-registered lenders.
What is Olyv loan interest rate?
Olyv loan interest rates start from 1.5% per month (18-30% per annum) on a reducing balance basis and a processing fee between 2% to 12% of the loan amount, excluding GST.
In conclusion – olyv loan app review
In conclusion, Olive is a reliable and trustworthy lending platform authorized by RBI in India.
Olyv claims to provide instant personal loans with a 100% digital application process and minimal documentation and disburses the loan within minutes.
With attractive rates and other important features, the Olyv Smartcoin personal loan is the best choice in India.
We hope the Olyv loan review got you detailed information about the Olyv (SmartCoin) personal loan. Thanks!
Related;
Hi everyone!
I recently needed funds urgently and came across Creditmitra, which offers quick personal loans through their instant personal loan app. I was able to apply for a personal loan online and had my loan approved within hours. The whole process was smooth, and I highly recommend it if you need personal loans in India. Has anyone else here used Creditmitra’s services? Would love to hear your experiences!