Kissht Loan app: ₹2 Lakh loan (5 minutes) review

Kissht Loan App is India’s most trusted credit platform, designed to make borrowing quick, easy, and affordable. Powered by an RBI-licensed NBFC, ONEMi Technology Solutions Private Limited, Kissht offers personal loans up to ₹2,00,000 with the lowest interest rates starting at 14% per annum.

With over 10 million satisfied customers, 1 crore app downloads, and a stellar 4.6-star rating on the Play Store, Kissht is one of the best options for instant credit needs.

Kissht app promises quick approvals, and disbursing loans within 5 minutes, Plus, with no hidden charges and round-the-clock customer support, Kissht is committed to transparency and a seamless borrowing experience.

In this blog post, check out the Kissht Loan app review, features, benefits, interest rates, eligibility criteria, and the application process.

Kissht Loan app: Instant Line of Credit

The Kissht Loan App provides personal loans up to ₹2,00,000 with interest rates starting at 14% per annum, a nominal processing fee, flexible repayment tenures from 3 to 24 months, 24/7 customer support, disbursement within 5 minutes, and is available for download on the Google Play Store.

Kissht Loan App – Key Features & Benefits:

• Quick and Easy Application: The entire process, from registration to loan disbursement, takes only 5 minutes.
• Loan Limit: Personal loans up to ₹2,00,000.
• APR & Interest Rates: APR for loans ranges from 18% to 36% per annum.
• Loan Tenure: Up to 24 months for flexible repayment.
• Expense Tracker: Analyzes transactional messages to provide detailed insights into spending habits and income trends.
• Top-up Loan Option: Allows users to top-up their loan (at any time), foreclosing the existing loan at zero cost.
• No Hidden Fees: Transparent terms with no hidden charges.

Kissht loan interest rate & fees:

The Kissht Loan App offers personal loans with an affordable interest rate ranging from 18% to 36% per annum, depending on the applicant’s credit profile and loan amount. Additionally, there is a processing fee of up to 3% of the loan amount, which includes GST. This fee is deducted from the loan disbursement amount, meaning if you borrow ₹1,00,000, the disbursed amount would be ₹97,000 after the processing fee deduction.

Kissht Personal loan eligibility:

To be eligible for a loan through the Kissht Loan App, Applicants must meet the following criteria:

• Applicants must be between 21 and 58 years old.
• A minimum monthly income of ₹15,000 is required.
• Both salaried and self-employed individuals are eligible.
• A good credit history is preferred for quicker approvals.
• Applicants must be Indian citizens.
• Valid KYC documents such as Aadhaar, PAN, and bank details must be submitted during the application process.

Documents Required for Kissht Loan:

To apply for a loan through the Kissht Loan App, you’ll need to submit the following documents:

• Proof of Identity: Aadhaar Card, PAN Card, Voter ID, or Passport.
• Proof of Address: Aadhaar Card, Passport, Utility Bills, or Rental Agreement.
• Proof of Income: bank statements for the last 3-6 months.
• PAN Card: Mandatory for all applicants.
• Bank Account Details: For the disbursement of the loan amount.

Kissht Loan Apply: Online Process

Follow these simple steps to apply for a Kissht app loan.

• Download and install the app from the Google Play Store.
• Sign up using your mobile number to create your account.
• Fill out your basic personal and financial information.
• The app will assess your final credit eligibility on the app.
• Select your desired loan amount and tenure based on the eligible offers.
• Upload the necessary documents for instant verification.
• Review and e-sign the loan agreement.
• Once approved, the loan amount will be transferred directly to your bank account.

Compare: Kissht Loan vs. Other Loan

Kissht Loan App review!

Kissht Loan App is a trusted and RBI-licensed platform in India that offers quick and hassle-free personal loans up to ₹2,00,000 with minimal documentation. Known for its user-friendly interface, the Kissht App gives loan approval within 5 minutes and transfers the amount instantly to your bank account. It also offers flexible repayment terms, with a loan tenure of up to 24 months and competitive interest rates.

1. kissht is real or fake

Kissht is a legitimate loan app that is licensed by the Reserve Bank of India (RBI) and operates as a non-banking financial company (NBFC). It has served millions of customers and has positive reviews regarding its services.

2. Kissht loan app is RBI Approved

Yes, the Kissht Loan App is RBI-approved, and operates under an RBI-licensed non-banking financial company, ONEMi Technology Solutions Private Limited.

Also, the Kissht app works with RBI-registered NBFCs;

• Si Creva Capital Services Pvt Ltd
• MAS Financial Services Ltd
• Poonawalla Fincorp Limited
• Northern Arc Capital Ltd.
• Piramal Capital & Housing Finance Ltd.

This means you can use the Kissht app without hesitation.

Kissht customer care number

You can reach out to Kissht customer care by dialing or emailing:

• Email: [email protected]
• Customer care No: 08044745884 / 08062816309
• Address: 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla West, Mumbai, Maharashtra 400070

In conclusion, the Kissht Loan App is a trusted and user-friendly platform for quick personal loans. With 10 million plus satisfied customers, Kissht offers a 100% online application process and disburses the loan within 5 minutes. Kissht can be a convenient solution for those seeking instant financial assistance.

Users should regularly check the app’s current status, policies, and user reviews to stay informed and ensure a positive lending experience.

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