Airtel Personal Loan Review: Airtel Flexi Credit loan eligibility, interest rate, safe or not

Are you an Airtel customer and did you know that Airtel offers you a Personal Loan of up to ₹9 Lakh in just 3 simple steps?

Is it safe or not? Here is an Airtel personal loan review called Airtel Flexi Credit loan.

Airtel, an Indian multinational company that operates in 18 countries, provides 5G, 4G, and LTE Advanced telecommunications services and personal loans.

Let’s explore Airtel Flexi Credit loan review details, eligibility criteria, interest rates, step-by-step loan application process, etc.

Airtel Personal Loan Review (Airtel Flexi credit loan review)

AirtelAirtel flexi credit loan details
Loan amount₹10,000 to ₹9,00,000
Loan interest rateStarting from 11.5%
Loan tenure3 to 60 months
Loan processing fee2% to 5% + GST
Loan foreclosure charges1% to 4% (outstanding loan)

What is Airtel Flexi Credit loan?

Airtel Flexi Credit is a personal loan offered by the Airtel company. Everyone can apply for an Airtel Flexi Credit Personal Loan, there are no such eligibility criteria.

Airtel Flexi credit loan has many benefits: a maximum loan limit ranging from ₹10,000 to ₹9,00,000, a loan tenure of 3 to 60 months, and a loan interest rate starting from 11.5%. It gives the flexibility to choose the required loan amount, tenure, and EMI as per need.

The application process is 100% online without any paperwork and money is transferred to your account instantly. All you need is the Airtel Thanks app to complete it.

To offer an Airtel Flexi loan, Airtel has partnered with some trusted RBI-regulated banks and NBFCs (Moneyview, DMI Finance, Axis Bank, and Kisetsu Saison Finance India Pvt Ltd).

Also read: How to take 1 GB data loan in Airtel?

Airtel personal loan is safe or not?

Airtel Flexi Credit Personal Loan is 100% safe and secure. Airtel has partnered with trusted RBI-regulated banks and NBFCs (Axis Bank, Moneyview, DMI Finance, CreditSason) to offer personal loans securely. The Flexi credit loan application process is 100% digital and paperless.

How to apply Airtel personal loan/Airtel Flexi credit loan?

Here is a step-by-step guide to applying for an Airtel personal loan (Airtel Flexi credit Loan):

  • Download the Airtel Thanks App.

    Go to the Google Play Store, download the Airtel Thanks app, and Install it.

  • Sign Up Using Your Mobile Number.

    Open the Airtel Thanks App and sign up by entering your mobile number and the OTP (One Time Password) sent to your phone.

  • Choose the Airtel Personal Loan option.

    Go to the “Financial Services” section and select the “Personal Loan” option in the app.

  • Enter Your Personal Information Accurately.

    Fill out the application form with your details, including your name, date of birth, and contact information.

  • Provide Your Identification Details.

    Enter your PAN card number for identification and verification.

  • Enter Your Employment And Income Information.

    Provide your employment status, monthly income, and bank details for loan disbursement.

  • Complete the Airtel Flexi Credit KYC Process.

    To Complete the KYC process upload a PAN card, an Aadhaar card, and a selfie.

  • Review and Submit the Airtel Flexi credit loan Application.

    Carefully review all the information filled in the form and submit the online loan application.

  • Wait For Airtel Flexi Credit Loan Approval And Disbursement.

    Once submitted, wait for the loan approval and disbursement. This process usually takes a few minutes.

Following this simple loan application process, you can apply for an Airtel Flexi credit Personal Loan quickly and efficiently. Get the required loan amount for your future task.

Features: Airtel Personal Loan/Flexi Credit Loan:

  • Loan limit ranging between ₹10,000 to ₹9,00,000!
  • Loan Interest rates as low as 11.5%!
  • Loan tenure is between 3 to 60 months, adjustable as per need.
  • Set a monthly EMI as per convenience and budget.
  • The loan amount will be credited to the account within just 24 hours.
  • The loan application is 100% online and has zero paperwork.
  • Processing as low as 2-5% + GST.

Airtel personal loan eligibility criteria

There are no eligibility criteria to get an Airtel Personal Loan, anyone can apply. Just follow some basic criteria:

  • Must be an Indian citizen
  • Age between 21 to 60 years
  • Must have Aadhaar card
  • Valid PAN card
  • Mobile number linked with Aadhaar
  • Good credit score

Required Documents for Airtel personal loan

The Airtel Flexi Credit loan requires minimal documentation for processing applications. The following are the documents needed for an Airtel personal loan by the applicant:

  • PAN Card
  • Aadhaar Card
  • Bank Statement of last 3-6 months
  • Official Mail ID
  • Address Proof and others.

Airtel personal loan customer care number

For any feedback or concern or request, you can reach out to Airtel Grievance Officer:

Mr. Nitin Grover
Designation: Nodal Grievance Redressal Officer
Email: [email protected]
Address: Airtel Center, Plot no. 16, Udyog Vihar Phase IV, Gurgaon – 122015

Airtel Personal Loan – Conclusion

In conclusion, Airtel Flexi Credit Personal Loan is the best option for instant financial assistance up to 9 lakh. The loan amount ranges from ₹10,000 to a maximum of ₹9,00,000, with a starting interest rate of 11.5%. With minimal eligibility criteria, anyone can apply for the Airtel Flexi credit loan.

Airtel Flexi Credit Personal Loan is safe as this loan is offered through trusted RBI-regulated banks and NBFCs. With a 3 step online application process, the loan gets approved instantly and disbursed into the bank account.

We hope you enjoyed this detailed review of the Airtel Personal Loan (Airtel Flexi credit loan. Thank you!

FAQs

What is Airtel Flexi credit interest rate?

The interest rate for Airtel Flexi Credit personal loan starts from 11.5%.

How to close Airtel personal loan?

To close your Airtel personal loan, contact the Airtel personal loan customer care number/ support and get the outstanding balance and foreclosure charges, make the payment, and obtain a No Objection Certificate (NOC).

What are Airtel personal loan foreclosure charges?

Airtel Flexi Credit Personal Loan foreclosure charges usually range between 1% to 4% of the outstanding loan amount.

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